The rumors are true: we’re barely into September, and people are already getting a jump on their holiday shopping. With many feeling the impact of rising costs, shoppers seem to be spreading out their spending over a few months, rather than starting to shop for everyone on their list in late November. We’ve learned that

With costs rising across sectors, we’re all a little extra price sensitive. And while there’s still plenty of summer left to enjoy, the holidays are coming faster than we might like to admit. So how can we prepare for the holiday season while staying mindful of increasing cost consciousness? White Elephant gift exchanges. You’ve probably