Joe Dominguez (1938–1997) was a successful financial analyst on Wall Street before retiring at the age of 31 by following the nine-step program he formulated for himself, taught for many years, and presented in Your Money or Your Life, which he cowrote with his partner Vicki Robin. His teaching also lives on in his audio course, Transforming Your Relationship with Money and Achieving Financial Independence (Sounds True). From 1969 on, he was a full-time volunteer and donated all proceeds from his teaching to transformational projects.